ANAHEIM, GARDEN GROVE BANK OWNED HOMES SPECIALIST (Joanne) Chau Phan Featured Homes - Looking for just the right property? Check here first! Buyer/Seller Tips: Read through helpful tips of information on buying or selling your home! What is your Home's Value? Let me figure out how much your home is worth in today's market! Local Schools: Identify the best school district for your family with my free schools reports.                              WHAT IS THE MORTGAGE PROTECTION PROGRAM?                                         Through the California Association of REALTORS (C.A.R.) Housing Affordability Fund Mortgage Program, first -time home buyers who lose their jobs due to layoffs may be eligible to receive $1,500 per month, for up to six months, to help make their mortgage payments.  A qualified co-buyer also can participate in the program, and receive a monthly benefit of $750 per month for up to six months.  Program benefits also include coverage for accidental disability and a $10,000 death benefit.                                                  C.A.R.'s Housing Affordability Fund  is dedicatiing $1 million toward its Mortgage Protection Progam, and estimates that as many as  3,000 families will benefit from the program this year.                                            HOW DO I QUALIFY? To qualify for the Mortgage Protection Program, applicants must:* .   Be a first-time home buyer-someone who has not owned a home in   the last three years .  Open escrow April 2, 2009, or later, and close on or before December 31, 2009 .  Use a California REALTOR in the transaction .  Purchase the property in California .  Be a W-2 employee (cannot be self-employed)                                       HOW DO I APPLY? If you interested in applying, you may request an application for the  Mortgage Protection Program form your REALTOR ( JOANNE PHAN) Please email us for the application, together with the information how to get your dream home for this year.  Remember we still have the first incentive from Federal (up to $8,000 for 1st time buyer) + State offer (up to $10,000 ) for buying a new home from builder (this offer is almost running out).  These fund will expired at end of Nov 30,2009. Call Joanne Phan (714) 448-6399 or email to:Joanne@JoannePhan.com for more details. Senior Citizens:  we are offering variety of Reverse Mortgage if you are at least 65 y.o.  Click the Testimonial section to see what my my clients say about our services.                                                                         (Joanne) Chau  Phan and her team  CRS , GRI ,  e-PRO, SRES Reverse Mortgage Advisor Great Service Around the Clock Credent Real Estate 8381 Katella Ave, suite A Stanton, CA 90680 Direct: (714) 448-6399   eFax:    (714) 276-0187     email:  Joanne@JoannePhan.com

                 

               

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